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	<title>Student Loan Blog &#187; students</title>
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	<link>http://www.studentloaninfo.org/blog</link>
	<description>Student Loans are a great financial aid option for young people to build credit and www.studentloaninfo.org/blog totally aims to help you take full responsibility for your Student Loan.</description>
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		<title>Understanding Debt Consultation &amp; Reduction Plan for Students</title>
		<link>http://www.studentloaninfo.org/blog/debt-consultation-reduction-plan-students</link>
		<comments>http://www.studentloaninfo.org/blog/debt-consultation-reduction-plan-students#comments</comments>
		<pubDate>Tue, 27 Sep 2011 07:31:57 +0000</pubDate>
		<dc:creator>Sally Croft</dc:creator>
				<category><![CDATA[School Loan Debt]]></category>
		<category><![CDATA[student loan consolidation]]></category>
		<category><![CDATA[Debt Consultation]]></category>
		<category><![CDATA[Debt Reduction Plan]]></category>
		<category><![CDATA[students]]></category>

		<guid isPermaLink="false">http://www.studentloaninfo.org/blog/?p=2570</guid>
		<description><![CDATA[<p>Debt Consultation for students is when a student and a counseling service assess the debt of a student to determine a <a href="http://www.studentloaninfo.org/blog/education-investment-planning-understand-and-explore-your-funding-options"><strong>financial plan</strong></a> to alleviate the student’s debt situation. Debt consultations and reduction planning is typically done for free on campuses as a service to students to help them cope with debt and credit situations. Private institutions and companies may charge for services if they negotiate with creditors on the students’ behalf.</p>]]></description>
			<content:encoded><![CDATA[<p>Debt Consultation for students is when a student and a counseling service assess the debt of a student to determine a <a href="http://www.studentloaninfo.org/blog/education-investment-planning-understand-and-explore-your-funding-options"><strong>financial plan</strong></a> to alleviate the student’s debt situation. Debt consultations and reduction planning is typically done for free on campuses as a service to students to help them cope with debt and credit situations. Private institutions and companies may charge for services if they negotiate with creditors on the students’ behalf.</p>
<h2>Commissions from Creditor to Debt Consultation Services</h2>
<p>Many times a fee is paid to the counseling service if they are able to assist with the collection of delinquent debt. However, in some instances the student may pay the service even if no solution is forthcoming. This however is very rare as it only adds to the debt situation of the student.</p>
<h2>Debt Consultation, Bankruptcy and For Pay Services</h2>
<p>Finding the assistance of a counselor may also be a sign for a student to decide to file for insolvency. If so, an attorney and legal representation to prepare the debt consultation and legal paperwork is rarely free. However, free services are available to assist students. Students should try to stay clear of services that would put them in greater debt. Usually if a service is on campus it is legitimate but it does no harm if a student checks with the campus authorities about a debt organization that was contacted on campus. A legitimate service will not mind this move.</p>
<h2>Debt Consultation Helps Deal With Out Of Control Debt</h2>
<p>The method of finding help will guide students in developing an action plan on dealing with <a href="http://www.studentloaninfo.org/blog/student-loan-debt"><strong>too much debt</strong></a>. An assessment of the students debts, how much is owed, and steps to avoid a repeat of this situation is always incorporated into any action plan. This lets a student decide which fiscal management steps to take. If these debt consultation resources are not available on campus then they may be found:</p>
<ul>
<li>Online</li>
<li>In campus newspapers</li>
<li>In the phone book</li>
<li>At student services offices</li>
<li>At social service agencies</li>
</ul>
<h2>Debt Consultation Helps Discover Real Problems for Students</h2>
<p>Going to a debt consultation summit can also be the triggering mechanism for discovering there are real problems in the way a student handles money and he may need to practice a bit more fiscal discipline in the future in order to erase bad spending habits. Additional assistance may also be required.</p>
<h2>Understanding Debt Consultation &#038; Reduction Plan for Students</h2>
<p>The worst thing a student can do is to ignore financial problems. Procrastination may be part of the trouble and kicking the can down the road rarely helps. The sooner a problem is identified the quicker help can be acquired.</p>
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		<title>How to score big in GMAT?</title>
		<link>http://www.studentloaninfo.org/blog/how-to-score-big-in-gmat</link>
		<comments>http://www.studentloaninfo.org/blog/how-to-score-big-in-gmat#comments</comments>
		<pubDate>Fri, 11 Feb 2011 08:08:07 +0000</pubDate>
		<dc:creator>Sally Croft</dc:creator>
				<category><![CDATA[ALL About Students]]></category>
		<category><![CDATA[Career Advice]]></category>
		<category><![CDATA[GMAT]]></category>
		<category><![CDATA[Score big in GMAT]]></category>
		<category><![CDATA[students]]></category>
		<category><![CDATA[Study Guides]]></category>

		<guid isPermaLink="false">http://www.studentloaninfo.org/blog/?p=2177</guid>
		<description><![CDATA[Are you looking forward to take the GMAT examination and at the same time wondering about what you should do to prepare? Scoring high on the GMAT is necessary to get into a good MBA program, so it is important to know how to prepare to get a high score. Studying for the GMAT can be a big task, the key to get a good score is to study real hard and you will be amazed what you can accomplish.<strong> ... </strong>]]></description>
			<content:encoded><![CDATA[<p>Are you looking forward to take the GMAT examination and at the same time wondering about what you should do to prepare? Scoring high on the GMAT is necessary to get into a good MBA program, so it is important to know how to prepare to get a high score. Studying for the <strong>GMAT</strong> can be a big task, the key to get a good score is to study real hard and you will be amazed what you can accomplish.</p>
<h5><em>Here are a few tips on how to score big in GMAT</em></h5>
<h5>Practice</h5>
<p>To get an excellent score on your GMAT you need extensive practice. Practicing will help you improve your speed. It will also help you to know when to use the right approach and the correct formula for a problem.</p>
<h5>Hire a private tutor</h5>
<p>To give you the extra help you need to score high on the GMAT, a private tutor might be able to help.</p>
<h5>Do a lot of practice tests</h5>
<p>These practice tests and study guides are available both online and offline to help you study. Many of these study guides are available for free so find as much study material as you can to help you score big.</p>
<h5>Use a GMAT score calculator</h5>
<p>Using a GMAT score calculator will give you an idea of how you are doing and how far you have to go.</p>
<h5>Eliminate the wrong answers first</h5>
<p>You can improve your chances of scoring high by going at the answers backward. Eliminate the obvious wrong answers first. This is a great way to eliminate a few answers so that you will only have to choose between 2 or 3 possibilities instead of 4.</p>
<h5>Guess if you have to</h5>
<p> Don&#8217;t spend too much time agonize over one particular question. Make a good guess, but move on to ace the other questions, and come back to the ones that you didn’t know the answers to if you have time at the end.</p>
<h5>Relax</h5>
<p>Don&#8217;t create more hurdles for yourself. If you are too stressed out you won&#8217;t score good, so be confident and you will get your 750+.</p>
<p><em><strong>Scoring big on your GMAT is possible, start studying today!</strong></em></p>
]]></content:encoded>
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		<title>College Study &amp; Freelance Work &#8211; How To Strike A Balance?</title>
		<link>http://www.studentloaninfo.org/blog/study-vs-work</link>
		<comments>http://www.studentloaninfo.org/blog/study-vs-work#comments</comments>
		<pubDate>Fri, 28 Jan 2011 07:59:28 +0000</pubDate>
		<dc:creator>Sally Croft</dc:creator>
				<category><![CDATA[Career Advice]]></category>
		<category><![CDATA[College Study]]></category>
		<category><![CDATA[Jobs]]></category>
		<category><![CDATA[students]]></category>

		<guid isPermaLink="false">http://www.studentloaninfo.org/blog/?p=2159</guid>
		<description><![CDATA[Students enroll themselves in universities and colleges for studies but many of them need to work as well in order to afford the expenses such as tuition, books, housing and fees etc. This is common nowadays and if managed properly is not a problem. But the question is how can a student strike a balance between studying and work in order to meet their financial needs and study at the same time? Devoting Time to Studies is Paramount The aim<strong> ... </strong>]]></description>
			<content:encoded><![CDATA[<p>Students enroll themselves in universities and colleges for studies but many of them need to work as well in order to afford the expenses such as tuition, books, housing and fees etc. This is common nowadays and if managed properly is not a problem.</p>
<p>But the question is how can a student strike a balance between studying and work in order to meet their financial needs and study at the same time?</p>
<h5>Devoting Time to Studies is Paramount </h5>
<p>The aim of every student is to achieve higher education, in order to get a <a href="http://www.studentloaninfo.org/blog/job-hunting-tips-for-graduates/"><strong>suitable job upon graduation</strong></a> and build up a career of his/her field of interest. Therefore many students make every attempt to moderate their spending and cutback on working so that the get more time for studies.</p>
<h5>Maintaining Balance Between College Study and Freelance Work </h5>
<p>At times maintaining a balance between work and studies can be difficult. For many students having a job is necessary along with studies cause of <a href="http://www.studentloaninfo.org/blog/get-the-money-you-need-for-college-expenses/"><strong>college expenses</strong></a>. But how much a student can work? Every student has got his own capability, for some prolong hours of work and study is not a problem, but some find it difficult to keep up the balance. Research have shown that those students who work 25 hrs or less manage studies more efficiently, in comparison to those who work more than this, as they get physically and mentally exhausted after finishing work.</p>
<h5>Solution to keep Balance Between Work and Study </h5>
<p>A proven method that can balance between study and work is to improve study quality and maximize sources of free income. Getting government backed loans can help cover some <strong>financial issues</strong>. So, students who are working can fill out the <a href="http://www.studentloaninfo.org/blog/fafsa/"><strong>FAFSA</strong></a> form to see if financing is available for them. Maximizing of student loan possibilities will give a student more time to work on his or her studies. However this is only deferring financial burdens to later and there be interest which will accumulate.</p>
<h5>Balancing College Study and Freelance Work can be Done</h5>
<p>The balance between study and work can be done. It has been accomplish by millions of students in the past which proves that there is a solution to it. I hope these tips have helped with the dilemma. For more information surf the web or read some of the relevant articles on this site. Good luck! </p>
]]></content:encoded>
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		<title>8 Most Wanted College Student Summer Internships – Are you READY?</title>
		<link>http://www.studentloaninfo.org/blog/8-most-wanted-college-student-summer-internships</link>
		<comments>http://www.studentloaninfo.org/blog/8-most-wanted-college-student-summer-internships#comments</comments>
		<pubDate>Thu, 15 Apr 2010 10:07:54 +0000</pubDate>
		<dc:creator>Sally Croft</dc:creator>
				<category><![CDATA[Career Advice]]></category>
		<category><![CDATA[Internship]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[College Student Summer Internships]]></category>
		<category><![CDATA[Computer]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[students]]></category>
		<category><![CDATA[Summer Internship]]></category>

		<guid isPermaLink="false">http://www.studentloaninfo.org/blog/?p=1515</guid>
		<description><![CDATA[Many students utilize their summers to gain valuable working experience that can help the in their professional development. This working experience is attained through various internship programs that are offered by organizations as a part of their contribution to the general educational development. As a result, students can implement many of the concepts learnt during their studies or see industrial applications of theoretical concepts. Not all College Student Summer Internships will offer salaries; however, the better ones usually do such<strong> ... </strong>]]></description>
			<content:encoded><![CDATA[<p>Many students utilize their summers to gain valuable working experience that can help the in their professional development. This working experience is attained through various internship programs that are offered by organizations as a part of their contribution to the general educational development. As a result, students can implement many of the concepts learnt during their studies or see industrial applications of theoretical concepts.</p>
<p>Not all College Student Summer Internships will offer salaries; however, the better ones usually do such as:</p>
<div align="center"><img src="http://www.studentloaninfo.org/blog/wp-content/themes/SLB_new/images/8_most_wanted_college_student_summer_internships.jpg" title="8 Most Wanted College Student Summer Internships " alt="8 Most Wanted College Student Summer Internships " /></div>
<div style="height:10px;"></div>
<h5>1.	Computer Technology:</h5>
<p> During their summer internship, computer technology students get to experience valuable experience in all aspects of computer technology. Some of the activities they experience include programming, network configuration, computer repair and operating systems and their applications. Students also learn about the assembly of hardware systems such as desktops, laptops, peripherals and servers. Most computer companies will recognize intern student’s contribution and reward them with a stipend.</p>
<h5>2.	Banking:</h5>
<p> Summer internship in the field of banking is another popular option for business administration and financial services students. Most banks make it a part of their policy to employ summer internship students in order to give them valuable experience in many of the banking concepts learnt throughout the school year. While on their summer banking internship, financial services students get to practice their knowledge of accounts, handling loans and certificate of deposits, customer care, ledgers and other aspects of the banking industry.</p>
<h5>3.	Engineering:</h5>
<p> Every summer, thousands of engineering students are employed by engineering students nationwide. During their <a href="http://www.studentloaninfo.org/blog/internship/">summer internship</a>, engineering students are exposed to all the best practices that are required to keep the wheels of the industry turning. Engineering internship opportunities are available in all engineering sectors such as mechanical, electrical and civil engineering. The experience gained during engineering internship programs always prove invaluable and makes it easier for students to grasp engineering concepts upon their return to school.</p>
<h5>4.	Agriculture:</h5>
<p> Agriculture is one of the most hands on profession any one can have. After learning several agricultural concepts during the school year, agriculture students get an opportunity to experience these concepts at work during their summer time spent on the farm. Summer internship students are employed by both small and large corporations where students are exposed to various concepts in farming, soil management, irrigation, research and agronomy.</p>
<h5>5.	Healthcare:</h5>
<p> Healthcare is one of those faculties that require extensive theoretical learning. As a result, summer internships in healthcare provide a vital contribution that allows students to understand the many theoretical concepts taught to them during the school year. Many summer healthcare internship students function as lab technicians, therapist, nursing aids, and doctor assistants.</p>
<h5>6.	Criminal Justice:</h5>
<p> Criminal justice students utilize their summer internships too gain valuable experience in the operations of the legal system. While in <a href="http://www.studentloaninfo.org/blog/internship/">summer internship</a>, criminal justice students get to attend court, plan cases, conduct criminal investigations and do some forensic investigation.</p>
<h5>7.	Marketing:</h5>
<p> marketing is one of the most dynamic fields to do your summer internship. As a marketing intern, every day provides a new experience as marketing companies continue to try to convince consumers to buy products. Students get to experience various marketing strategies such as market sampling, plotting of marketing strategies and their implementation.</p>
<h5>8.	Media:</h5>
<p> Students of media administration are not always to the real world operation of media houses. Summer internship provides them with an inside view of how aspects such as advertising, commercials, news gathering, broadcasting and other media operations are done.</p>
]]></content:encoded>
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		<title>President Obama Back to School Speech for American Students</title>
		<link>http://www.studentloaninfo.org/blog/obama-speech-students</link>
		<comments>http://www.studentloaninfo.org/blog/obama-speech-students#comments</comments>
		<pubDate>Fri, 25 Sep 2009 07:35:47 +0000</pubDate>
		<dc:creator>Sally Croft</dc:creator>
				<category><![CDATA[News and Advice]]></category>
		<category><![CDATA[Back to school]]></category>
		<category><![CDATA[Damon Weaver]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[President Obama]]></category>
		<category><![CDATA[School]]></category>
		<category><![CDATA[students]]></category>
		<category><![CDATA[US President]]></category>

		<guid isPermaLink="false">http://www.studentloaninfo.org/blog/?p=896</guid>
		<description><![CDATA[When Obama mentioned to a 11 year old student reporter Damon Weaver that he planned to make a back- to- school speech, even he would not have expected such mixed reactions and so much hype. It was just a simple inspirational speech that schools were encouraged (not ordered!) to be broadcast. However, many schools did not do that after the controversy. One parent says,&#8221; I sent my children to school to be educated NOT indoctrinated.” While another states, “The fact<strong> ... </strong>]]></description>
			<content:encoded><![CDATA[<p>When Obama mentioned to a 11 year old student reporter Damon Weaver that he planned to make a back- to- school speech, even he would not have expected such mixed reactions and so much hype. It was just a simple inspirational speech that schools were encouraged (not ordered!) to be broadcast. However, many schools did not do that after the controversy.</p>
<p>One parent says,&#8221; I sent my children to school to be educated NOT indoctrinated.” </p>
<div align="center"><a href="http://cache.daylife.com/imageserve/0dSR7TUgth9dI/610x.jpg" target="_blank"><img src="http://www.studentloaninfo.org/blog/wp-content/themes/SLB_new/images/obama.jpg" alt="Obama Back to School Speech" border="0" title="Obama Back to School Speech" /></a></div>
<div style="height:10px;"></div>
<p>	While another states, “The fact that people want to keep their kids from hearing the President of the united states encourage them to do well in school shows a true level of ignorance.&#8221;</p>
<p>		All said and done, the speech hit the air on September 8th. It was really inspirational and is sure to have touched a chord in most of the students’ hearts.</p>
<p>			The Obama’s back-to-school speech had a few great highlights to be remembered by all students:</p>
<ul>
<li> Students should realize their responsibilities.</li>
<li>They should work hard in developing their talents, skills and intellect.</li>
<li>Even those who face challenges and difficulties were encouraged to do their homework and develop a positive attitude.</li>
<li>Students should respect their teachers, not cut class, talk back to teachers or drop out of school.
</li>
<li>Students were asked by Obama to set goals for their education and do all they can to meet them.</li>
</ul>
<p>Some excerpts from his speech are given below to inspire you:</p>
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<div style="height:10px;"></div>
<p>&#8220;If you get a bad grade, that doesn&#8217;t mean you’re stupid, it just means you need to spend more time studying.&#8221;</p>
<p>&#8220;No one’s born being good at things; you become good at things through hard work.&#8221;</p>
<p>“And even when you&#8217;re struggling, even when you&#8217;re discouraged, and you feel like other people have given up on you &#8211; don&#8217;t ever give up on yourself. Because when you give up on yourself, you give up on your country.”</p>
<p>“The story of America isn&#8217;t about people who quit when things got tough. It&#8217;s about people who kept going, who tried harder, who loved their country too much to do anything less than their best.”</p>
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