Out of College

In every sense I mean successfully completing your college. It’s indeed a time to party! Gone are the days where you had to burn the midnight oil and complete your assignments and prepare for your exams. You are now out and all on your own! Don’t you feel great about hearing the good news…check for the cons associated with it as well !!

College Days are Care Free Days

Remember those care free days, you were responsible for nothing but studies. Inspite of the fact that you availed your student loan, all your installments were due only after completing your studies. Student life is truly the most exciting and interesting period in one’s life.

Stepping into the Real World

A real life experience begins only after completing your college. Job hunt is the first challenge. If you have a job even before completing your graduation you are lucky enough, otherwise you have a long way to go finding a suitable job or atleast a job that will help you meet your basic needs.

Aiming high is no wrong! Dreams make goals and goals drive hard work. It is important to remember that dreams are not an end by itself; it is only a means to an end. You should exercise caution in every step that deals with handling money. Initially a scarce resource, money, should be put to proper use. Otherwise you end up cursing yourself for the irresponsible behavior.

College Graduate’s Survival Guide

The student loan is the first and the most of your liabilities you are sure to face, even before handling your living. Hence, for college graduates finding a job and planning your expenditure sufficiently enough, to meet all your requirements becomes very important. Here are a few tips ad guidance to help you plan

• Employment Expenses
  
  Job hunt does involve expenses. Right from buying a suit for your interview, shoes, binder, and pen, make sure to save atleast $300 by the time you finish your graduation. And, if you don’t have the money, ask your parents, for they will surely help you, as they just can’t stand to see your future in tangles for just a few hundred dollars.
• Lifestyle Preference
  
  Dreaming is good. Your dreams will surely come true! But wait! It is just not going to happen in a day or two after joining your employment. Even if you wish to do so without giving it a second thought, you are sure to repent a little later.

Preferring a bare minimum lifestyle right in the beginning, is sure to help you plan your expenses and meet the most essential ones.

• Say you are in a student housing, make use of the leftovers. You are sure to find a heap of lamps, desk accessories, and kitchen utensils. There is nothing wrong using what others have tossed, atleast initially.
• Request your friends and family to let you know if anybody were about to do away with their furniture as you are moving and will be interested if anything comes up.
• Concentrate on working. It is finally the hours of effort that you put is really going to pay you back. It also helps you in staying away from the apartment you chose to live in order to save cost (say it is really not that good). Dedication is always rewarded. Your work is recognized and your pay packet is ready to support a better living.
• Checking out on military bases is sure to help. They keep moving and things maybe up for sale.
• Do not go for the best right in the beginning. Do compromise for cheaper ones. It helps!
• It is good to keep a tab on offers and end of season sales. You might end up getting an item worth $50 for as low as $5.
• Do not forget to check out the dollar stores on any of the weekends, you are sure to get loot offers.
• Please be prepared for a surprise, which means always have reserve money for the unexpected.

Friends we welcome your feedbacks, so do share your experiences and ideas with us