Student Loan Blog » Student Loan Forgiveness http://www.studentloaninfo.org/blog Student Loans are a great financial aid option for young people to build credit and www.studentloaninfo.org/blog totally aims to help you take full responsibility for your Student Loan. Thu, 02 Feb 2012 07:55:44 +0000 en hourly 1 http://wordpress.org/?v=3.0.1 Federal Student Loan Forgiveness Program in New York, NY http://www.studentloaninfo.org/blog/federal-studentloan-forgiveness-program-newyork http://www.studentloaninfo.org/blog/federal-studentloan-forgiveness-program-newyork#comments Sat, 16 Jul 2011 07:41:20 +0000 Sally Croft http://www.studentloaninfo.org/blog/?p=2514 Federal student loan forgiveness programs are available which actually pay off all or part of student’s college loan debt. Most of the programs are not fully taken advantage of by those people that are eligible for them. Many New Yorkers do not realize that they have an opportunity to get some of their student loan debt forgiven.

]]> Federal student loan forgiveness programs are available which actually pay off all or part of student’s college loan debt. Most of the programs are not fully taken advantage of by those people that are eligible for them. Many New Yorkers do not realize that they have an opportunity to get some of their student loan debt forgiven.

College Loan Debt Relief for Recent Grads

College loan debt is a concern for recent graduates in New York. Nevertheless, due to federal student loan forgiveness programs, available in the state, many professional are eligible for this kind of student loan debt relief programs.

Forgiving Student Loan Debt

Student Loan Forgiveness programs in New York will give relief on part of it if not all of a student’s loan debt. This is done to encourage graduates to perform certain functions that help society and give back to the community. Sometimes it comes in the form of an allowance or a repayment of the loan for the graduate. Some of the programs available are;

  • Student Loan Forgiveness for Teachers
  • Student Loan Forgiveness for Non-Profit Child or Family Services Agency Employees
  • Student Loan Forgiveness for Law Enforcement Officials
  • Student Loan Forgiveness for Nurses and Medical Technicians
  • Student Loan Forgiveness for Armed Forces
  • Student Loan Forgiveness for Volunteer Work
  • Student Loan Forgiveness for Head Start Staff
  • Student Loan Forgiveness for Providers of Intervention Services for the Disabled
  • Student Loan Forgiveness for Peace Corp Volunteers
  • Student Loan Forgiveness For Purple Heart Recipients
  • And More Student Loan Forgiveness Programs

Finding Student Loan Forgiveness Programs in New York

Many programs are offered on the state, county, or federal government level or with many industry special interest groups. A great place for people to find these programs is the HR department of their employer. Another great place to search is internet.

Assistance with Student Loan Forgiveness Programs

Student loans have helped to get a college education that they would not have otherwise. However, sometimes repayment of these loans can be a burden on college graduates. Student loan forgiveness in New York assist the well educated with their loan debts so that they can continue helping the society that made higher education available to them. These programs also encourage others to achieve post-secondary education in vital areas.

]]> http://www.studentloaninfo.org/blog/federal-studentloan-forgiveness-program-newyork/feed 0 Student Loan Forgiveness in California, CA http://www.studentloaninfo.org/blog/studentloan-forgiveness-california http://www.studentloaninfo.org/blog/studentloan-forgiveness-california#comments Tue, 17 May 2011 08:04:35 +0000 Sally Croft http://www.studentloaninfo.org/blog/?p=2402 students to graduate with little or no student loans to pay back after graduation. ]]> At the present, many people are going back to school to improve their employment prospects and job security. Some people are even changing careers all together and choosing profession based on loan forgiveness programs in California. Careers that qualify for loan forgiveness enable students to graduate with little or no student loans to pay back after graduation.

Loan Forgiveness in California

However, in exchange for student loan forgiveness, college graduates must commit to a few years of service in areas where there is a shortage of teachers, public defenders, and nurses or commit to volunteer work or military service. The school must be deemed eligible by the California Student Aid Commission to qualify.

California APLE Program for Teachers

California offers anAssumption Program of Loans for Education (APLE) program for teachers. This program is administered by the California Student Aid Commission and requires that teachers serve in any of their 13 identified shortage areas for 4 consecutive years to qualify for up to $19,000.

California PSLF Program

This is another program that is offered by the Public Service Loan Forgiveness (PSLF). This program requires 10 years of full-time employment in public service for student loan to be forgiven. To be eligible for the PSLF program, borrowers must beemployed in certain organizations, such as the federal, state or local government; or a nonprofit, 501(c)(3) organization; or work full-time for AmeriCorps or Peace Corps. Borrowers must also have 120 payments already made during a decade as part of the Department of Education’s Direct Loan program.

Nursing Degree Loan Forgiveness Program

Aspiring nurses looking to earn a nursing degree in California can do so through loan forgiveness programsthat are designed to attract and help nursing students. The ‘Taking Care of California loan forgiveness program’, forgives up to $2,500 in student loans granted to California students who are earning a bachelor’s degree in nursing.

Student Loan Forgiveness in California, CA

The student loan forgiveness programs in California are primarily based on financial need. These programs turn dreams into reality. They also help those in need, while canceling a portion or paying off the entire student loan. Loan forgiveness also helps to eliminate California’s shortage of qualified professionals in low-income areas.

]]> http://www.studentloaninfo.org/blog/studentloan-forgiveness-california/feed 2 Student Loan Forgiveness in Texas,TX http://www.studentloaninfo.org/blog/studentloan-forgiveness-texas http://www.studentloaninfo.org/blog/studentloan-forgiveness-texas#comments Fri, 29 Apr 2011 07:28:10 +0000 Sally Croft http://www.studentloaninfo.org/blog/?p=2373 student loan forgiveness or deferment.]]> The state of Texas offers loan forgiveness to qualified teachers who meet eligibility requirements and are willing to teach in areas of subject-matter shortage or in low-income schools. Teachers who qualify for student loan forgiveness can have all their student loan forgiven or partial student loan forgiveness or deferment.

Shortage Areas Provided by the Texas Education Agency

The Texas Education Agency (TEA) provides a list of low-income schools and subject areas where there is a shortage of teachers. This list is submitted to the U.S. Department of Education (USDE) and helps to match employment opportunities for teachers with certain types of student loans.

Eligibility Requirements for Loan Forgiveness in Texas

Teachers who have these types of loans can qualify for partial loan forgiveness or have their student loans canceled or deferred. The requirements for these opportunities depend on:

  • The type of loan
  • The date of first loan
  • Whether the teacher serves in an approved low-income school
  • Whether the teacher serves in an eligible low-income school that has subject matter teacher shortage.

A Few Subject Areas that Qualify for Loan Forgiveness in Texas

The low-income schools and teacher shortage are provided by the Texas Education Agency,who then notifies the chief administrative officers at all elementary and secondary schools in the state of the teaching shortage area sites. Listed below is a sample list of subject areas that usually have a shortage of teachers in low-income areas:

  • Science
  • Special Education
  • Mathematics
  • Spanish
  • Bilingual Education/ESL
  • Lawyer Loan Forgiveness
  • Doctor Loan Forgiveness
  • Peace Corps
  • AmeriCorps
  • Armed Forces
  • Child-care Provider

Student Loan Forgiveness in Texas

Student loan forgiveness in Texas is a great way to help others in low-income communities and at the same time get part or your entire education loan forgiven or deferred.

]]> http://www.studentloaninfo.org/blog/studentloan-forgiveness-texas/feed 2 Student Loan Forgiveness in Arizona, AZ http://www.studentloaninfo.org/blog/studentloan-forgiveness-arizona http://www.studentloaninfo.org/blog/studentloan-forgiveness-arizona#comments Fri, 15 Apr 2011 08:00:13 +0000 Sally Croft http://www.studentloaninfo.org/blog/?p=2350 Student loan forgiveness in Arizona is used as an incentive for physicians, physician assistants, nurse practitioners, nurse mid-wives and dentists to provide services in federally designated Health Professional Shortage Areas (HPSAs). These loan forgiveness programs repay eligible student loans in exchange for primary care service provision.

]]> Student loan forgiveness in Arizona is used as an incentive for physicians, physician assistants, nurse practitioners, nurse mid-wives and dentists to provide services in federally designated Health Professional Shortage Areas (HPSAs). These loan forgiveness programs repay eligible student loans in exchange for primary care service provision.

To be eligible for the program, all applicants must be Arizona licensed and/or certified in required specialties such as:

  • Dentistry
  • OB/GYN
  • General Practice
  • Internal Medicine
  • Family Medicine
  • Pediatrics

Other Eligibility Requirements for Loan Forgiveness

Applicants must also meet other requirements to be eligible for loan forgiveness, such as:

  • Applicant must be a United States citizen.
  • Have a valid offer of employment at an approved service location.
  • Be appropriately licensed and/or certified.
  • Have no other obligations or unfulfilled commitments.
  • Service a minimum of 2 years with the State of Arizona to provide service.
  • Provide services at the eligible service site.

Loan Forgiveness Programs in Arizona

There are quite a few student loan forgiveness programs available. These programs are extremely beneficial and help reduce or eliminate student loan debt in exchange for only several years of service. Students that are interested in any loan forgiveness program should see if they might qualify by researching and applying for the program that is eligible.

Take a look at some of the loan forgiveness programs that are available:

  • Teacher Loan Forgiveness
  • Child-care Provider Loan Forgiveness
  • Lawyer Loan Forgiveness
  • Doctor Loan Forgiveness
  • Peace Corps
  • AmeriCorps
  • Armed Forces

If your program is not listed here, you should do an online search for other student loan forgiveness in Arizona that might be available through specific employers, state agencies, and the federal government.

]]> http://www.studentloaninfo.org/blog/studentloan-forgiveness-arizona/feed 1 Top 8 Jobs that will help pay off your Student Loan http://www.studentloaninfo.org/blog/payoff-your-student-loan http://www.studentloaninfo.org/blog/payoff-your-student-loan#comments Fri, 08 Apr 2011 08:00:11 +0000 Sally Croft http://www.studentloaninfo.org/blog/?p=2345 ... ]]> A quality college education can be expensive. While there are many online schools that offer affordable online degrees, students may still need loans to cover college expenses and to fill the gap between financial aid and other college related costs. Students who have taken out student loans will still have to find a way to pay off these loans. The question is “how can I pay off my student loan?” Fortunately, there are some professions that pay well and will help to repay student loans with ease. Listed below are the top 8 jobs that will help pay off your student loans, take a look.

Top 8 Jobs that will help pay off Student Loans

  1. Education/Teaching
  2. Healthcare/Nursing
  3. Law/Lawyers
  4. Engineering
  5. Chief Executive Officer (CEO)
  6. Airline Pilot
  7. Marketing Manager
  8. Computer and Information Systems Manager

Student Loan Forgiveness Programs can Help Repay Student Loans

Student loan forgiveness programs can also be used to help decrease or eliminate student loan debt. However, these programs might be limited to certain professions and they require service agreement. Some of the more common professions that qualify for student loan forgiveness programs are the ones in education, healthcare and law. Students should check to see if their degree choice qualifies for this program.

Degree choice plays a very important role in Student Loan Repayment

Choosing a degree is crucial when it comes to students’ ability to repaying their student loans. Make the wrong degree choice, and students can end up in financial problems when the loan needs to be repaid. Make the right degree choice and students can reap the rewards of a college education, comfortable lifestyle and financial security.

Top Online Schools Offering High Paying Degrees

There are many careers that can actually give both a good paycheck and help to repay student loans at the same time. Take your pick from the top 8 jobs that will help pay off your student loan and get started. Some of the best online schools can help too.

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