As an increasing number of college graduates are facing financial hardships, the government has created a variety of programs to help you manage your student loan debt- ranging from ways to lower your interest rate on federally insured money to federally mandated debt reduction and forgiveness programs. While you may not qualify for all of these programs there maybe something for you. However, you do need to keep track of your loan balance so that you will know which programs …

Many modern day job applicants think that including a cover letter with a resume is outdated so they skip the cover letter altogether. Think twice before doing so. A brilliantly written cover letter can distinguish you from the crowd by allowing you to go into greater detail about the unique skills and qualifications that make you the best fit for the position. Following are some tips for creating a brilliant cover letter that will land you the job: 1. Avoid …

The Department of Education has created a new position called the Student Loan Ombudsman. This office has been directed by Congress to be readily available should students who are having problems with their student loans need assistance. The ombudsman primary responsibility is to resolves disputes from an independent and neutral standpoint. 1. What does your office do? The Federal Student Aid Ombudsman will conduct an informal and impartial fact-finding about your student loan complaints. They will determine whether you have …

Social networking has cemented itself into our daily lives. Everywhere we turn, there are signs of social networking. From news broadcast companies sending us tweets to common interest groups sending us messages on our Facebook page; social networking has replaced the role of the neighbor or the local town cry. Now as the advances in technology continue, many more players are entering the market with various types and versions of smart phones that basically have wired us to the social …

So how do you find that engineering scholarship that will suit you and your needs? The engineering field is a diverse field that has many division, focuses and specialties. This is just a small sampling of fields of study in engineering. Aerospace Civil Petroleum Computer Materials Plastics Environmental Construction Electrical Mechanical This really helps out a student looking for funding for college. Starting Your Search A quick online search will let you know of the opportunities out there. Under represented …

Most college scholarships and grants are dispersed the same way. There are two different ways, by checking directly to the student and money sent to your college. When the money is sent to your college and there is money left over from your college scholarship, they will send you what is left over. When the cash comes you get to use it for whatever you want. How Handle Your College Scholarship Money If you are the type that does not …

The high school dropout rate crisis poses one of the greatest threats to U.S. economic growth and competitiveness. CBS Evening News with Katie Couric addresses America’s dropout crisis and highlights a few things concerned teachers and schools are doing to solve this problem. An all too Familiar Story The students drop out of high school due to various reasons. Most of them feel that their teachers don’t care, their parents don’t care and no one else cares so they wonder …